Roy Neal Blog
All You Ever Wanted to Know About Insurance
Legal Update: Supreme Court Stays OSHA ETS Vaccination and Testing Mandate
Friday, January 14, 2022
On Jan. 13, 2022, the Supreme Court of the United States (SCOTUS) ruled to stay the Occupational Safety and Health Administration’s (OSHA) vaccination and testing emergency temporary standard (ETS). The ETS was...
Legal Update: Agencies Issue Guidance on Coverage of OTC COVID-19 Tests
Wednesday, January 12, 2022
On Jan. 10, 2022, the Depts. of Labor, Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter (OTC)...
Live Well, Work Well - January 2022
Tuesday, January 4, 2022
How to Make - and Keep - Your New Year's Resolution - As the new year approaches, you may find yourself reflecting on the past year. This introspection is a significant first step toward selecting a New Year’s...
Legal Update: Court Reinstates OSHA Vaccination Mandate for Private Employers
Monday, December 20, 2021
On Friday, Dec. 17, 2021, the 6th Circuit Federal Court of Appeals reinstated the Occupational Safety and Health Administration’s (OSHA) federal emergency temporary standard (ETS) for COVID-19. The 6th Circuit decision...
Safety Matters: Avoid Winter Slip-ups
Monday, December 13, 2021
Winter months present additional hazards that are typically not factors for employees during warmer weather – specifically, slip and fall concerns. With snow and ice-covered conditions, you run the risk of taking major...
Risk Insights - Drones: Cyber Exposures
Tuesday, August 24, 2021
Unmanned aerial drones, also called unmanned aircraft systems (UAS), are a new type of aircraft that have broad commercial and personal uses. UAS can be used to inspect buildings, deliver materials or fly around as...
OSHA's Safe and Sound Week
Tuesday, August 10, 2021
Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of this, the Occupational Safety and Health Administration (...
Drone Safety
Thursday, July 29, 2021
Drones are usually thought of as toys or hobbyist aircrafts. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of...
Aircraft Hull and Liability Coverage
Thursday, June 3, 2021
What is Aircraft Hull and Liability Coverage? - A basic aircraft hull and liability insurance policy protects against physical loss or damage risks, such as the following: Physical damage Passengers, baggage and cargo...
FAA Rule Allows Drones to Operate Over People and at Night
Tuesday, April 13, 2021
The Federal Aviation Administration (FAA) has released a final rule allowing the routine operation of small unmanned aircraft systems (UAS) over people and at night under certain circumstances. The rule eliminates the...
Why did my rates go up?
Monday, March 15, 2021
This is a question we get asked, a lot. To answer this question properly, we need to review the insurance market cycles. Insurance rates are cyclic, changing from soft markets to hard markets. Each cycle tends to last 3-...